Health and Dental Insurance
Secure your health plan.
Individual Health Insurance
Canada is known for its effective health care system. Even though our provincial government provides us with basic health insurance needs, there are several such health care costs that are not included. These uncovered medical expenses include regular dental care, vision care, prescription drugs and unforeseen health care emergencies and can take their toll on your savings if you do not plan for them.
There are a wide range of plans offered for individuals, families, self employed and business owners. These plans can cover up to 80% of your prescription fees, accidental death, medical equipment, dental coverage, vision care, etc. Premiums would vary based on the level of coverage you are looking for.
Group Benefits
Employee Benefit Plans represent a large financial obligation to companies and its employees. This, coupled with the fact that it is very important coverage that employees rely on, alongside government sponsored programs, it is equally important to have the right plan in place.
By implementing a benefits package for your employees you’re not only helping to create a healthier work environment, you’re also proving your desire to retain and attract valued employees by reinforcing your concern for their health and that of their families.
Plan designs can be as simple or as comprehensive as you need. And because your contributions to a benefits plan are deductible as a business expense and non-taxable to an employee (in most provinces) it can potentially be more valuable than a pay increase.
Benefit Plans can include:
- Life Insurance
- Accidental Death & Accidental Dismemberment
- Dependent Life Insurance
- Short-Term Disability Insurance
- Long-Term Disability Insurance
- Drug Coverage
- Extended Health Coverage
- Dental Coverage
- Health Care Spending Accounts
- Flex Benefits
- Employee Assistance Plans
- Cost Plus
- Critical Illness Coverage