Travel Insurance

Canadian traveling abroad

New Immigrants to Canada

Super Visa Applicants

PLANNING A TRIP?

Do You Have Travel Insurance?

PLANNING A TRIP?

Whether you are planning to travel outside the country or province, immigrate to Canada, or have family or friends coming to Canada, you need to make a proper plan. The government health plan usually does not cover you as much as you think it does in the event of a medical emergency.

Woman stuck in Trinidad hospital without Travel Insurance.

Canadian traveling abroad

When travelling, plan to be covered

When we travel, we hope for great weather and a safe trip. But we don’t always get what we want. While we can’t change the weather, we can help out in case of injury or illness while travelling.

Emergency medical treatment out of province or out of country can get very costly and create much stress. Consider purchasing emergency medical coverage before you travel if you are not already covered through an employee benefits plan or a credit card.

Your group coverage or credit card may provide you with some emergency medical travel insurance. But is it enough? With many plans, it’s not enough. You may want to top up your travel insurance with an affordable plan from one of the insurers we represent.

Many of the travel plans we have also offer trip cancellation or delay coverage and coverage for lost baggage. Other exclusions, limitations, and conditions also apply.

New Immigrants to Canada

Welcome to Canada

Generally, there is a three-month waiting period for Ontario Health Insurance Plan (OHIP) coverage. It applies to most new residents and former residents returning to Ontario.

For those months before you get your health card it is strongly recommended that you protect yourself with emergency medical coverage during the waiting period. Emergency medical travel insurance is available through private insurers. Keep in mind the insurance plans may have certain other exclusions, limitations, and conditions depending on the traveller’s age and medical history.

Super Visa Applicants

Did you know medical insurance coverage is a key requirement of the Super Visa?

If you are a Canadian citizen or permanent resident of Canada, the Super Visa allows your parents or grandparents to visit multiple times for up to 10 years and stay up to 24 months at a time.

Coverage of at least $100,000 is required from a Canadian insurance company

Coverage must be valid for one year

Keep in mind the insurance plans may have certain other exclusions, limitations, and conditions depending on the traveller’s age and medical history.

Are you ready to Get Started?

Feel free to contact me and, together, we’ll review your requirements and find a suitable cost effective plan for you.